Tuesday, April 24, 2007

Credit Card Leaders: Visa and American Express

When it came to getting a credit card, millions of consumers all over the world chose Visa cards, which allows them to manage their finances in a better way, while enabling them to choose a system of payment for their purchases, either in increments over time or at the end of each month. Visa cardholders are offered the opportunity to pay for their purchases in the manner and at the time that work best for them.

Getting a Visa card can only be possible after you have contacted one of the banks that issue Visa cards. The good news is that the Visa cards are so widely spread all over the world that chances are you’ll find such an organization quite close to you.

The types of cards offered by Visa through its issuing members are credit cards, debit cards and prepaid cards.

With a Visa debit card, the customer can have access to his/her money regardless of their location as long as they see a Visa symbol. The money is deducted from their balance, with no interest. There are many advantages to using a card, such as saving the trip to the bank or the need to queue up for a cash dispenser, or being safer than carrying money. When you lose money, it’s gone forever. However, if you should happen to lose your Visa card, it can be stopped as soon as it has been declared lost or stolen, and be replaced afterwards.

The are several types of Visa debit cards, including Visa Electron, most popular in Central and Eastern Europe, Africa and the Middle East and ideal for a wide range of customers as it has in-built security features; Visa Classic, designed for those who use their cards everywhere, be it the real world, the Internet or by telephone; Visa Gold, whose most important benefit is that your card or cash, or both of them, can be replaced, should it be lost or stolen; and Visa Platinum, designed for high-spenders who can enjoy its top-level services.

Visa prepaid cards allow consumers to control spending, as well as to send money home, pay for their trips, teach their children money management, or even give it as a gift.

With Visa credit cards customers are offered a whole new world of possibilities, being exceptionally reliable and convenient.

Another company best known for its businesses with credit cards, charge cards and traveler’s cheques is American Express, or ‘Amex’.

American Express issues a great variety of credit cards, each with specific benefits, so as to please and meet the needs of all their customers. Consumers can choose from the American Express Card, America Express Gold Card, Rewards Plus Gold Card, Platinum Card, Blue form American Express, and so forth. The remarkable benefits of the American Express credit cards include personal service and attention at an exceptional level, use membership points for traveling, shopping and entertainment, access to entertainment events, special travel privileges, and many more.

The American Express Gift Cards have special offers from participating merchants and retailers all over the nation. The American Express Gift Cards can be purchased for any occasion, and in an easy manner, as they are available online.
For more information about American Express or even about Visa please review this website http://www.mygiftcardpal.com

Saturday, April 21, 2007

More Hybrid Cars For Rental Fleets Say Travelers

Priceline.com is yet another online source for automotive tidbits and as a part of Earth Day which happens this April 22nd, the group has already done a survey. This new study has focused more on consumers of rental car companies and what they have been aiming to find out is what kind of vehicles do these consumers really want to see as part of rental fleets.

After the survey was done and all the statistics were evaluated, priceline.com was able to find out that 72 percent of all respondents said that they would like to find rental car companies who do offer hybrid vehicles which are not only economical but would be friendly to the environment. Of course, this group also did say that they would like to find hybrid vehicles that run on both electricity and gasoline.

Of the 764 consumers who took part of priceline.com’s study, 71 percent did also state that they are very much willing to rent out a hybrid vehicle especially if they would be traveling to other states. A good 48% of the total respondents did also disclose that even if they would have to shell out for a premium payment for the hybrid, they would gladly do so.

It is of course a reality that there are quite a few hybrid vehicle models available through most of the country’s rental car companies. And because of such, there would be a higher demand for the vehicles though the supply may be quite low. And as according to the study, more consumers would even be willing to shell out an additional $1 to $3 per day on the rent of the vehicle and it would mean that it would also more and more consumers are thus inclined to greener vehicles rather than ordinary vehicles like the Honda Civic or the Ridgeline which comes equipped with the Honda cold air intake. Although this may be so, there is a small amount of consumers, amounting to eight percent of the total, who did mention that they are even willing to shell out $4 to even $6 per day of renting out a hybrid.

Friday, April 20, 2007

Ford expands operations in China

Ford manufacturer of Ford mufflers has recently made several strategic announcements that will support its forward-moving business direction in China focusing on the company’s rapidly expanding presence and increasingly competitive position in the world’s second largest automotive market.

On a formal press conference held at the Ford stand, Mei Wei Cheng, Vice President of Ford Motor Company and Chairman & CEO of Ford Motor China announced the following:

1. The official start of volume production at the Changan Ford Mazda Engine Company would begin very soon.

2. The production at the new Nanjing facility, Changan Ford Mazda Automobile Company (CFMA) will commence before the end of this year.

3. The third generation Ford Mondeo will start production at Changan Ford Mazda Autombile’s Chongqing plant later this year.

4. An all-new Ford small car is to be produced at the Changan Ford Mazda Automobile Company Nanjing plant in 2008.

Moreover, Cheng referred to Ford Motor Research & Engineering (Nanjing) Co. Ltd. in his speech, which received government approval last March for its role as an integral part of Ford Motor Company’s global research & design. Cheng said that this new operation will boost Ford China’s local engineering capabilities as well as strengthening the sourcing capability for manufacturing in China and at the same time support Ford Motors global manufacturing.

According to Mr. Cheng, “These collective announcements underscore Ford Motor's commitment to the China market and China's growing importance to our overall global strategy. Ford Motor China now encompasses one of the most comprehensive and competitive operations in the Chinese market, including full-scale vehicle and engine production; research, development and engineering; sales; aftersales services; and auto financing. Our local partnerships and the smooth implementation of our China strategy have greatly contributed to Ford becoming a leader of China’s automobile market. Ford's complete line up of cars in China now includes premiere and mid-size vehicles, small cars, SAVs, SUVs, and commercial vehicles."

The sleek, third generation Ford Mondeo and recipient of quality Ford muffler was used in the latest James Bond movie “Casino Royale” which showcase Ford’s special European kinetic design language and world class technology. It follows the path of the S-MAX which was chosen as the ‘Car of the Year for 2007’ and to become the next Ford model to be produced in China.

Mr. Cheng said “Our hugely successful European products have also proven to be very popular among Chinese consumers. From the hot selling Focus to the eye-catching S-MAX, and now the sleek Mondeo, Ford will continue to introduce our latest auto design engineering concepts to the China market. This will be supported by our renowned professional sales and aftersales services, as well as our creative ‘Make Every Day Exciting’ brand campaign."

Ford Motor Company and its five affiliated brands are showcasing 53 exciting vehicles at its Auto Shanghai 2007 stand. For its third generation Mondeo, Ford will showcase its kinetic design language with the sculpted iosis X sports crossover concept together with the CFMA produced S-Max, and C-Max, which is making its very first China debut.

The very popular Ford Focus lineup will also be featured on the Ford stand with the 2007 Focus, the European-imported Focus ST, Focus China Circuit Championship Racing Car, and the 2006 Focus RS ‘World Rally car’. Ford Motor Company and the CFMA have become one of the leaders in China’s growing auto industry with an impressive 86.6 percent increase in China market sales for 2006 which is far ahead of the overall industry average. The CFMA’s first quarter sales have totaled 38,908 units or 40.8 percent increase over the same period a year ago.